While emailing with Nick at Frequent Miler the other day, we discussed whether purchases on an authorized user card on a Chase business credit card would trigger a Chase Offer that was loaded to the primary card on the account.
With personal cards this is straightforward. The card number for authorized users on personal cards is the same as the primary cardholder, so it does trigger Chase Offers.
The answer for business AU cards wasn’t as clear though. Unlike their personal counterparts, business AU cards have different card numbers to the primary card. AU cardholders don’t have their own login to load Chase Offers though, so it’s not possible to load Chase Offers directly to them. On the one hand I figured that meant AU cards wouldn’t trigger Chase Offers seeing as Amex AU cards don’t trigger Amex Offers that are loaded on the primary card – Amex Offers only work when loaded to the AU card. On the other hand, Chase might administer things differently and load the offer at account level rather than simply linking it to a specific card number.
There was therefore no way of knowing whether purchases on Chase business AU cards would trigger the offer without testing it.
So testing I did.
I wasn’t going to risk testing it on an offer like the Microsoft or HP offers as that would be an expensive test if the offer wasn’t triggered. Thankfully my Ink Plus card had a Starbucks Chase Offer giving 10% back. Starbucks was also offering a free $5 eGift card when buying a $20 eGift card in the app, so that seemed like the perfect testing opportunity seeing as it was a deal I was going to take advantage of anyway.
I bought that last week using my wife’s AU card and received email confirmation this morning that I’d be receiving $2 back from Chase – an image of that is above.
So there you have it – authorized user cards on Chase business credit cards will trigger Chase Offers loaded to the primary card. It therefore seems like the offers are loaded at account level rather than card level. This is worth bearing in mind in case you want to take advantage of a Chase Offer at some point in the future and only have the AU card with you.
Old post…i know.
Wondering if this is still true. I just used an AU card from an INK account at Office Depot and didn’t get the email saying I had successfully redeemed my offer.
Any more recent Data Points?
Chase rarely sends an email immediately in my experience – I only seem to get an email once they’ve issued the statement credit a week or two later.