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The Deal
- The Point debit card is offering 10x at the following retailers:
- Costco
- Whole Foods
- Trader Joe’s
- My wife’s referral link (code: SPEPPER4)
Key Terms
- Expires November 28, 2021.
- Each cardholder can earn up to a maximum of 5,000 points on eligible purchases per retailer during this offer period.
- Costco – Offer valid in-store.
- Whole Foods – Offer valid in-store & online.
- Trader Joe’s – Offer valid in-store.
- Excludes physical and electronic gift cards.
Tips & Ideas
10x is a fantastic offer because that’s the same as 10% cashback. That means you’ll max this out when spending $500 at each of these retailers.
Gift card purchases are excluded, but that’s not been enforced in the past. That can make it much easier to max this out.
A couple of important things to note. Point has sent an email advertising this 10x rate, but it’s not currently reflected in the Access section of the app – those are still showing 5x. It might therefore be worth waiting until the app shows 10x too just in case.
The other thing to note is that the terms state that the Costco deal is only valid in-store, so it seems like online purchases won’t trigger the 10x offer.
It’s a mastercard how to even use it in-store at Costco lol
Physical point debit card with PIN works fine in store.
I thought you couldnt use mastercard at costco? Is your points debit a visa?
This is a debit card and so they accept it – it’s Mastercard credit cards they don’t accept in-store.
How does this interact with the overlapping 5x that is supposed to expire in December? Already hit that. Have yet to see any points from my SUB that I hit >30 days ago as well
That’s a good point – I’m not sure how that will work. Might be worth reaching out to Point to see what they say – that way if it doesn’t get credited correctly you’ll have something in writing from them.