Back in 2018 Blackhawk Network launched a range of multi-store gift cards called Happy gift cards. They’ve since launched further multi-store brands called Giving Good, Choice and One4All.
They’re not the only gift card issuer that has their own selection of multi-store cards. Another big player in the gift card world is Incomm and their range of multi-store gift cards are known as ChooseYourCard. Incomm and Blackhawk Network tend to run the gift card racks at most grocery stores in the US, so there’s a good chance that at your local stores you’ll see either these ChooseYourCard gift cards from Incomm or Blackhawk Network’s range of Happy, Choice, Giving Good and One4All gift cards.
We have a separate page detailing all of Blackhawk Network’s multi-store cards, so I wanted to create this separate guide listing all the different ChooseYourCard brands and the retailers at which they can be used.
Benefits Of ChooseYourCard Gift Cards
There are two main types of gift cards – open loop and closed loop.
Open loop gift cards are cards like Visa, Mastercard and American Express gift cards which can be used to make purchases anywhere those cards are accepted. Closed loop gift cards on the other hand are cards that can only be used for a certain store (e.g. Macy’s) or a handful of stores that are part of the same group (e.g. Gap, Old Navy, Athleta and Banana Republic gift cards are interchangeable and can be redeemed at each other’s stores).
Multi-store gift cards like ChooseYourCard are a middle ground. They’re not as open as open loop gift cards, but they’re not as closed as closed loop gift cards either. That’s because rather than only being valid at one retailer or at all retailers, they’re valid at ~10 retailers (depending on the brand).
That can make multi-store gift cards a much more popular gift-giving option. Open loop gift cards usually have a purchase fee added on to the value of the card you’re buying (e.g. $100 Visa gift card + $5.95 purchase fee), whereas closed loop cards don’t. ChooseYourCard gift cards don’t have a purchase fee, but have the benefit of letting the recipient choose from a wider range of retailers where they redeem their gift card than regular closed loop gift cards.
If you think a recipient would like a Macy’s gift card, you could buy them a Macy’s gift card. However, why risk that they wouldn’t like that when you can give them a more flexible option like a ‘Shop Til You Drop’ card. That can be redeemed at Macy’s, but also a wide range of other retailers.
How To Redeem ChooseYourCard Gift Cards
Something important to be aware of is that you don’t redeem your ChooseYourCard gift cards in-store at the eligible retailers and restaurants. Instead, you redeem them online by exchanging them for gift cards for those retailers and restaurants.
If you’ve bought or received a ChooseYourCard gift card, you have to redeem it at ChooseYourCard.com. You enter the card number, expiration month and year and the CVV (the three digit number on the card).
You’ll then be presented with the different redemption options depending on which type of ChooseYourCard card you have. You don’t have to redeem it all for the same retailer either. If you have, say, a $100 card, you could redeem for a $50 gift card for one retailer and two $25 cards for other retailers.
List Of ChooseYourCard Gift Card Brands
I’ve listed below all of the cards widely available at retailers that stock Incomm cards, then have a separate list of ChooseYourCard gift cards that can be purchased at Walmart as those cards are different. With those cards purchased at Walmart some eligible retailers are different, plus they can be redeemed at Walmart which isn’t an option with cards not purchased at Walmart. Ryan has also commented to share that CVS have their own version of these cards in-store too that have CVS as a redemption option.
A Treat For You
Eligible Retailers
- Bloomingdale’s
- Bonefish Grill
- Chico’s
- DSW
- Fleming’s
- Macy’s
- Nordstrom Rack
- Outback Steakhouse
- Spa & Wellness
- Ulta Beauty
- White House Black Market
Baby & Me
Eligible Retailers
- Baby Depot at Burlington
- Barnes & Noble
- Build-A-Bear Workshop
- Carter’s
- Cold Stone Creamery
- DSW
- Macy’s
- Nordstrom Rack
- OshKosh B’gosh
- Spa & Wellness
- Ulta Beauty
Eats & Sweets
Eligible Retailers
- Applebee’s
- Blimpie
- Carrabba’s
- Jersey Mike’s
- Krispy Kreme
- Panera Bread
- Papa Johns
- Smashburger
- Smoothie King
- Taco Bell
- TGI Fridays
Food & Drink
Eligible Retailers
- Applebee’s
- Baja Fresh
- Bob Evans
- Carrabba’s
- Cracker Barrel
- IHOP
- Jamba Juice
- Jersey Mike’s
- Papa Johns
- Panera Bread
- Red Lobster
- Smashburger
Food & Fun
Eligible Retailers
- Applebee’s
- Cold Stone Creamery
- Domino’s
- GameStop
- Krispy Kreme
- Nexon
- Regal Cinemas
- Spotify
- Subway
- Taco Bell
- TGI Fridays
- Xbox
For The Home
Eligible Retailers
- Barnes & Noble
- Bloomingdale’s
- Lowe’s
- Macy’s
- Nordstrom Rack
- Spotify
- Staples
- Wayfair
Fun & Games
Eligible Retailers
- Cinemark Theatres
- Dave & Buster’s
- iFit
- Main Event
- Razer Gold
- Regal Cinemas
- Spa & Wellness
- Spotify
- Topgolf
- Xbox
Game Time
Eligible Retailers
- AMC Theatres
- Chili’s
- Dave & Buster’s
- Fanatics
- GameStop
- Nexon
- Razer Gold
- Subway
- Taco Bell
- Xbox
Happy & Healthy
Eligible Retailers
- Athleta
- Columbia Sportswear
- Jamba Juice
- Spa & Wellness
- Spotify
- Topgolf
- Ulta Beauty
- Under Armour
It’s A Date
Eligible Retailers
- AMC Theatres
- Applebee’s
- Bonefish Grill
- Carrabba’s
- Main Event
- McCormick & Schmick’s
- Outback Steakhouse
- P.F. Chang’s
- Red Lobster
- Saltgrass Steakhouse
- Topgolf
Just For You
Eligible Retailers
- Baja Fresh
- California Pizza Kitchen
- Cracker Barrel
- Domino’s
- Fleming’s
- Main Event
- Panera Bread
- Smoothie King
- Topgolf
- Xbox
Shop Til You Drop
Eligible Retailers
- Aeropostale
- American Eagle
- Barnes & Noble
- DSW
- H&M
- Macy’s
- Nordstrom Rack
- Pink
- Rue 21
- Ulta Beauty
- Victoria’s Secret
Study Break
Eligible Retailers
- American Eagle
- Barnes & Noble
- Cinemark Theatres
- Dave & Buster’s
- Domino’s
- GameStop
- Panera Bread
- Razer Gold
- Subway
- Taco Bell
- Xbox
Time To Shop
Eligible Retailers
- Athleta
- Barnes & Noble
- Belk
- Bloomingdale’s
- Fanatics
- GameStop
- Gap
- Lowe’s
- Macy’s
- Old Navy
- Stitch Fix
- Under Armour
Walmart-Only Cards
A Treat For You
Eligible Retailers
- Bonefish Grill
- Cold Stone Creamery
- Gleming’s
- McCormick & Schmick’s
- Outback Steakhouse
- P.F. Chang’s
- Pinkberry
- Spa & Wellness
- Saltgrass Steakhouse
- The Cheesecake Factory
- The Coffee Bean & Tea Leaf
- Walmart
Fun & Games
Eligible Retailers
- Cinemark Theatres
- Dave & Buster’s
- iFit
- Main Event
- Razer Gold
- Regal Cinemas
- Spa & Wellness
- Spotify
- Topgolf
- Walmart
- Xbox
Just For You
Eligible Retailers
- Baja Fresh
- California Pizza Kitchen
- Cracker Barrel
- Domino’s
- Fleming’s
- Main Event
- Panera Bread
- Smoothie King
- Topgolf
- Walmart
- Xbox
Time Well Spent
Eligible Retailers
- Fandango
- GolfNow
- Jamba Juice
- McAlister’s Deli
- Moe’s Southwest Grill
- Smashburger
- The Coffee Bean & Tea Leaf
- Vudu
- Walmart
At CVS, I saw a multi-choice gift card that included a CVS redemption option.
Thanks – I’ll add that to the post