The Deal
- Earn 6% cashback at Giftcards.com when clicking through from the Capital One Shopping app.
- Direct link to app – Play Store
- Direct link to app – App Store
Key Terms
- Expiry date unknown.
Tips & Ideas
The Capital One Shopping website is only offering 3% cashback, so you have to download the app and click through from there in order to get the 6% cashback rate.
I’ve never used Capital One Shopping, so I’m not sure how reliable they are with tracking. At 6% cashback though, it could be worth a try seeing as the highest portal rates elsewhere are 3%/3x.
You could also pay with a Citi card that has the 1.5% Giftcards.com Citi Offer loaded to it, although there seem to be reports that people haven’t been getting those statement credits.
h/t Roman
Do you have to use a Capital One card to get the cashback? Thanks
No, you can use any credit card.
Also, I have made my first 2 purchases at GiftCards.com this year via Capital One Shopping. Both tracked within a week and paid out within a month.
Always check the app over the desktop version, since the rates seem to be higher there. When I made my first purchase, the rate for me was actually 10% (not a typo) at GiftCards.com in the app and 6% on desktop. I was new to this game at the time and naively didn’t realize how rare that was.
I may be wrong about this, but I think Capital One Shopping actually offers temporarily-increased rates on an individual basis. As in, occasionally the rate at certain retailers will be temporarily higher but only for certain members (possibly determined based on your click history?). I think they will send an email to notify you of such increase.
I have used them many times. Tracking is pretty good, and the one time something did not track, CS was responsive.
One thing to note is that cashback is in the form of points redeemable for gift cards like Walmart and Safeway, rather than straight money.
Citi explained the GCC issue to me. GCC often posts a temporary charge of $1 and sometimes the Citi system thinks that’s the first purchase. The offer is only good on the first purchase, so you get 1.5% of $1.00. The real purchase gets ignored. Citi can manually fix this with some patience, but I still consider it risky.
That’s total horse poo. Have you read the old terms for the citi offer? Excludes gift cards, in-store offer. Wtf? The store is called GIFTCARDS.com. What do you think they sell? And they don’t even have a physical location
Interesting. The $1 is a pending charge; it never actually posts. PayPal does this too. I wonder if you can game the Citi offers by generating huge pending charges and then just cancel the transaction later. I’d test it out if I actually had a Citi CC.