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The Deal
- Add your SoFi Money debit card to a mobile wallet & get $5 when you make your first mobile wallet purchase of $20 or more.
- My SoFi Money referral link. We’ll both get 1,000 points (worth $10) when signing up.
Key Terms
- Promotion Period: The Program will be available between 8/2/2021 at 12:00 AM PT and 9/30/2021 at 11:59 PM PT.
- Eligible Participants: Participation in the Program is open to selected SoFi Money Members that have not used their SoFi Money account to make a purchase in the last 90 days.
- Eligible Transactions: All purchases of $20 or more using a SoFi Money account via debit card or digital wallet, and posted during the Promotion Period, are eligible for the $5 bonus under the terms of the Program. P2P transfer transactions (e.g. Venmo/Paypal/Square) and wire transfer transactions are excluded.
- Cash Back Terms: For any Eligible Transaction of $20 or more posted during the Promotion Period, Members will receive a one-time $5 credit to their SoFi Money account. Cash Back credits may post up to 5 business days after the eligible transactions are posted.
Tips & Ideas
The terms are a little confusing. The description of the offer seems to clearly state that you have to pend the $20 via a mobile wallet, but then the terms suggest a regular debit card payment might work too. To play safe though, I’d just make a payment via digital wallet.
The easiest way to use this offer for a gift card would be to buy a $20 gift card at a grocery store that accepts payment by digital wallet – that way you save 25% once the $5 has been credited to your account. $5 isn’t a huge win, but it’s not like it takes a lot of effort.