(EXPIRED) (Targeted) Citi Spending Offer: Earn 5x In Select Categories (Electronic Stores, Department Stores, Home Improvement & Home Furnishing)

The Deal

• Earn 5x points on targeted Citi cards when spending at the following types of stores:
  • Consumer electronic stores
  • Department stores
  • Home improvement stores
  • Home furnishing stores

Key Terms

• Must activate by October 15, 2020.
• This offer starts upon enrollment and will end on November 30, 2020.
• Earnings associated with this program will equal 4 bonus ThankYou Point(s) per $1 spent on eligible purchases and may overlap with other special offers in which you are currently enrolled.
• Bonus points awarded with this offer are subject to a maximum of 2,500 additional points.
• This offer excludes purchases made at discount stores, supercenters, warehouses, and independent contractors.
• Home Improvement Stores are classified as merchants that primarily sell hardware, appliances and/or tools for home repair and remodeling. Home Furnishing Stores are classified as merchants that primarily sell furniture for homes. Computer & Electronics Stores are classified as merchants that sell, repair or lease a wide variety of electronic goods, including computer hardware, software and related equipment. Department Stores are classified as merchants that provide a general line of merchandise from departments that usually have separate checkout counters.
• ThankYou Points earned will be posted to the primary cardmember’s account in 1-2 billing cycles.

Tips & Ideas

This is a great offer if you’re targeted as this works out to be 5x points on up to $625 of spend at stores like Best Buy, Lowe’s and Home Depot. That spend limit is because the 5x is based on 1x standard and 4x bonus points, so earning 2,500 bonus points at 4x works out to be $625 of spend.

I had this offer on my Citi Premier card, but I imagine there will be similar targeted offers on other Citi cards like the Prestige and Dividend cards, as well s co-branded cards like American Airlines.

You have to activate the offer in order to enroll in the promotion – the activation link will be in the email you receive if you were targeted.