Pepper Rewards: Earn 10%-20% On Select Gift Cards (Finish Line, Nike, Ikea, Foot Locker & More)

Update 8/22/24: These deals seem to have been extended through August 23 or while supplies last and a few new ones added (Airbnb, Wayfair and Lowe’s). The limit on Kohl’s also seems to have been removed.

The Deal

• Pepper Rewards is offering the following new gift card deals:
  • 20%
    • Finish Line
    • Instacart
    • PetSmart
  • 18%
    • Champs
  • 15%
    • REI
  • 14%
    • Foot Locker
  • 10%
    • Ikea
    • Chipotle
    • Kohl’s
    • Nike
    • Lowe’s
    • Wayfair
• My referral link – use referral code 588157.

Key Terms

• Expires August 21 23, 2024 or while supplies last.
• Bonus points will be awarded September 9, 2024.
• Kohl’s & Foot Locker – limit 1 & max $500 spend per brand.
• Other brands – no limits.

Tips & Ideas

As with all these Pepper Rewards deals, you only earn some of the points now, with the remaining bonus points being awarded at a future date. Unfortunately the app doesn’t give you any way to easily track what you’re owed, so you’ll need to track that yourself to ensure they credit you the correct amount which is frustrating.

For deals where you earn bonus points rather than get an instant discount, make sure that the boosted rate is still showing in the app before each purchase you make. Popular deals often sell out quickly, so it would be a shame to buy at the standard earning rate. To check if it’s still available, tap the envelope icon in the middle of the menu bar at the bottom of the app and see if the deal is listed there. Sometimes it’ll sell out before Pepper Rewards actually sends out an email about the deal.

Seeing as with these deals you normally have to wait 2+ weeks to earn the bulk of the bonus points, be sure to evaluate your risk tolerance in case you don’t receive those payouts for one reason or another.

You can pay with an Amex Business Gold card to earn 4x Membership Rewards if this is one of your top two spending categories this billing period.

I’d also recommend that you read this cautionary post.