(Update: Sam’s Club Added) Pepper Rewards: Earn 10%-20% On Select Gift Cards (Amazon, Ulta, Sephora, Southwest & Champs)

Update: Sam’s Club has been added at 14% back.

The Deal

• Pepper Rewards is offering increased rates on the following gift cards:
  • 20%
    • Southwest
    • Sephora
    • Ulta Beauty
  • 18%
    • Champs
  • 14%
    • Sam’s Club
  • 10%
    • Amazon
• My referral link – use referral code 588157.

Key Terms

• Expires October 9, 2024 at 11:59pm ET or while supplies last.
• Bonus points will be awarded on October 26 or 27, 2024.
• Unlimited use.

Tips & Ideas

The terms for some of these brands state that the bonus points will be awarded on October 26, while others say October 27. I suspect that October 26 is a typo because Pepper normally has an 18 day lag time between when you make your purchase and when the points are awarded, so be aware of that for your tracking.

After a couple of issues with coding, it seems like Pepper Rewards should still be earning 4x Membership Rewards on the Amex Business Gold card if it’s one of your top two earning categories for the billing cycle.

As with all these Pepper Rewards deals, you only earn some of the points now, with the remaining bonus points being awarded at a future date. Unfortunately the app doesn’t give you any way to easily track what you’re owed, so you’ll need to track that yourself to ensure they credit you the correct amount which is frustrating.

I’d also recommend that you read this cautionary post.

For deals where you earn bonus points rather than get an instant discount, make sure that the boosted rate is still showing in the app before each purchase you make. Popular deals often sell out quickly, so it would be a shame to buy at the standard earning rate. To check if it’s still available, tap the envelope icon in the middle of the menu bar at the bottom of the app and see if the deal is listed there. Sometimes it’ll sell out before Pepper Rewards actually sends out an email about the deal.

Seeing as with these deals you normally have to wait 2+ weeks to earn the bulk of the bonus points, be sure to evaluate your risk tolerance in case you don’t receive those payouts for one reason or another.