The Deal
- Get 10% back at H&M with a targeted Amex Offer, or
- Get 25% back at H&M with a targeted Amex Offer.
Key Terms
- Expires April 30, 2021.
- Limit $10 in statement credits.
- Offer valid in-store and via US website only at www.hm.com.
- Valid at any participating location in the US.
- Excludes orders shipped outside of the US, physical gift cards purchased online, and electronic gift cards.
Tips & Ideas
Online purchases of gift cards – whether physical or digital – are excluded because H&M doesn’t process payment for those themselves. However, you can buy a gift card in-store to lock in the savings if you were targeted for one of these offers.
I was only targeted for the 10% version of this offer, but apparently there’s a 25% version out there. They both have the same $10 limit in statement credits, so you’ll max it out when spending $100 or $40, depending on which version you have.
If using this offer in-store, be sure to link your Amex card to a card-linked program which offers cashback/rewards at H&M on in-store purchases. Although gift card purchases are excluded, that doesn’t necessarily get enforced. At the time of writing this, Google Pay is offering 2% cashback, Rakuten is offering 1.5%/1.5x and Bumped is offering 1% if H&M is selected as your Apparel loyalty reward choice. All three of these run on the RCLON network, so you can only earn with one of these programs. Seeing as this offer is valid for a couple of months, it would be worth keeping on Rakuten’s in-store rate as they sometimes increase H&M’s rate to 4.5%/4.5x or more.