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The Deal
- Spend $599 at Dell & get $100 back with a targeted Amex Offer.
Key Terms
- Expires September 30, 2021.
- Offer valid online only at dell.com US website, through the merchant mobile app or via phone at 1-888-609-0525.
- Valid only for purchases made directly with the merchant.
- Transactions through third party payment processors are excluded.
- This offer does not apply to refurbished items, systems or spare parts and is not valid for online auctioneers, Professional Associations, or other Dell Member Purchase Programs.
- Excludes all e-gift card and gift card purchases, international transactions, international contact center, Global events, Dell Financial services, Dell Healthcare, Dell Outlet for Home, Dell Outlet for Work, Dell PartnerDirect, Dell Premier, Dell Premier Connect, Dell Premier Select, and authorized Dell retailers.
- Not valid on purchases shipped outside the US, Puerto Rico, USVI and Guam.
Tips & Ideas
The terms exclude gift card purchases, but that only seems to apply for Dell gift cards themselves – buying Xbox gift cards has always been fine with these Dell Amex Offers.
Stack this with the 10% off when using promo code XBOX10 and be sure to click through from a shopping portal.
What do people do with Xbox GCs that make it so noteworthy?
They can often be resold for ~80%. Let’s say you buy $675 worth of gift cards and use the XBOX10 promo code, your net cost will be $607.50. You’ll then get $100 back from this Amex Offer which reduces your net cost to $507.50.
That’s a 24.8% discount, so nicely profitable even before taking into account the points you’ll earn on your card and cashback through a portal if it tracks.
Stephen, what’s the limit to doing this before amex gets suspicious? I currently have the offer for 10% off at dell up to $1100 on a biz plat that I’m trying to meet the SUB on. Theoretically, I could do almost $12k in spend and come out ahead between the XBOX10 code, the 10% off, and portal bonuses. That said, having over 100 charges of $90 each at dell sure seems like it would be a red flag. Any thoughts on the limits of doing this?
I guess there’s a risk, but I’d personally be fine with it. I met minimum spend on a few Biz Plats solely with Slide loads, so charging totals of $15k on different cards for a gift card-selling app wasn’t an issue.
I doubt Amex would be paying attention to small transactions like that – it would only be if you got eyes on that particular card where anyone might notice anything, but even then I doubt they’d care too much. The bigger issue will be getting Dell to fulfill that many gift card orders – if you’re successful, I’m super-jealous!
Thanks for the advice, Stephen. So you think the old rule of not using any gift card spend toward SUB with Amex is outdated? Or is that more like if I walked into Simon malls and rung up $15k in gift cards in one shot? Although maybe not even that since you met biz plat SUBs solely with slide loads? Were they all relatively small and spread out over time?
In truth, I’d be very happy if I could do like thirty $90 charges for $100 Xbox gift cards at Dell. I was planning on waiting until rakuten went to 10x again, but you seem to think that Dell will deny me at some point. How many have you been able to do in the past? Does it help if I spread them out instead of waiting until a 10x rakuten opportunity?
You don’t earn points with Amex on any Simon purchases, so that definitely wouldn’t work. I’d be wary of trying to meet minimum spend requirements from a site like giftcards.com, but gift card purchases elsewhere (e.g. Slide when it was worthwhile, Best Buy, Target, etc.) don’t seem to be as big of a deal. With regards to Slide, I tended to do $1,999.99 loads as that was the maximum that Slide let you load at a time.
With regards to Dell/Xbox, some people seem to have no issues whatsoever, others get instacancelled; I’m sadly in the latter group. If you’ve tried placing orders of physical products for buying groups that seems to particularly get you on Dell’s naughty list, but even if you haven’t tried doing that, they seem to be fussy with some people’s Xbox gift card purchases but not others. I just wouldn’t count on being able to run $11k through Dell, but perhaps you’ll get lucky.